Terms & Conditions – PH 2026

1. Acceptance of Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and PH 2026 ("we," "us," "our," or "the Company"), the operator of the online gaming platform accessible at ph-2026.com and through the PH 2026 mobile application ("the Platform").

By creating an account, making a deposit, participating in any game, or otherwise accessing any feature of the PH 2026 Platform, you acknowledge that you have read these Terms in full, that you understand them, and that you agree to be legally bound by them. These Terms apply to all users of the PH 2026 Platform, including registered players, visitors, and any person who accesses the Platform in any capacity.

These Terms should be read in conjunction with our Privacy Policy and our Responsible Gaming Policy, both of which are incorporated herein by reference and form part of the overall agreement between you and PH 2026.

2. Eligibility and Age Verification

Access to and use of the PH 2026 Platform is subject to the following eligibility requirements, all of which must be satisfied at the time of registration and maintained throughout your use of the Platform:

• You must be at least 21 years of age. PH 2026 strictly enforces the minimum age requirement of 21 years in accordance with Philippine gaming regulations applicable to casino-style online gaming. Persons under 21 years of age are strictly prohibited from registering or playing on PH 2026.
• You must be a natural person. Corporate entities, automated systems, and bots are not permitted to hold player accounts on PH 2026.
• You must be legally permitted to participate in online gaming activities under the laws applicable to your jurisdiction of residence. It is your sole responsibility to determine whether online gaming is lawful in your location before using PH 2026.
• You must not be a current employee, contractor, director, officer, or immediate family member of PH 2026 or any of its affiliated companies, game providers, or payment processors.
• You must not have been previously self-excluded from PH 2026 or any other gaming platform under a self-exclusion agreement that remains in effect.

PH 2026 employs age verification procedures at the point of registration and during the withdrawal process. Any player found to be under 21 years of age will have their account immediately closed, all winnings forfeited, and deposits returned in accordance with applicable regulations.

3. Account Registration and Security

To access real-money games and services on PH 2026, you must register a player account. The following conditions apply to account registration and ongoing account management:

• One Account Per Person: Each individual may hold only one active account on PH 2026. Creating multiple accounts ("multi-accounting") is strictly prohibited and will result in immediate account closure and forfeiture of all balances across all accounts.
• Accurate Information: You must provide accurate, complete, and current information during registration, including your full legal name, date of birth, residential address, and contact details. PH 2026 is not responsible for any losses arising from inaccurate information provided by the player.
• Account Security: You are solely responsible for maintaining the confidentiality of your PH 2026 account credentials, including your username and password. You must not share your login details with any third party. PH 2026 will not be liable for any losses resulting from unauthorized access to your account caused by your failure to maintain credential security.
• Notification of Breach: You must notify PH 2026 immediately if you suspect unauthorized access to your account or if your login credentials have been compromised. Contact our support team at the email address listed in Section 15.
• Account Verification (KYC): PH 2026 is required to conduct Know Your Customer (KYC) verification on all accounts. You may be required to submit a valid government-issued photo ID (such as a Philippine passport, SSS ID, UMID, or driver's license), proof of address, and proof of payment method ownership before withdrawals are processed.

4. Deposits, Withdrawals, and Financial Transactions

All financial transactions on PH 2026 are conducted in Philippine Peso (PHP / ₱). The following terms govern deposits and withdrawals:

• Minimum Deposit: The minimum deposit amount on PH 2026 is ₱100. Deposits below this threshold will not be credited to your account.
• Accepted Payment Methods: PH 2026 currently accepts deposits and withdrawals via GCash, PayMaya, BPI bank transfer, BDO bank transfer, Metrobank transfer, and Visa/Mastercard debit cards. Accepted methods are subject to change without prior notice.
• Deposit Processing: E-wallet deposits via GCash and PayMaya are typically credited to your PH 2026 account instantly upon transaction confirmation. Bank transfer deposits may take up to one (1) business day to reflect.
• Minimum Withdrawal: The minimum withdrawal amount is ₱200. Withdrawal requests below this threshold will not be processed.
• Withdrawal Processing Time: PH 2026 targets a withdrawal processing time of fifteen (15) minutes for GCash and PayMaya withdrawals. Bank transfer withdrawals may take up to one (1) business day. Processing times may be extended during periods of high volume or when additional verification is required.
• Withdrawal Fees: PH 2026 does not charge fees on standard withdrawals. However, your payment provider may apply their own transaction fees, for which PH 2026 bears no responsibility.
• Withdrawal Verification: PH 2026 reserves the right to request identity verification documents before processing any withdrawal. Withdrawals will only be processed to payment methods registered in the same name as the PH 2026 account holder.
• Currency: All account balances, deposits, wagers, and withdrawals are denominated in Philippine Peso. PH 2026 does not accept foreign currency deposits.

5. Gameplay Rules and Fair Play

All games available on the PH 2026 Platform operate using certified Random Number Generation (RNG) technology that has been independently audited for fairness and randomness. The following rules apply to all gameplay on PH 2026:

• Game outcomes on PH 2026 are determined solely by the certified RNG system. No employee, agent, or affiliate of PH 2026 has the ability to influence game outcomes.
• Published Return-to-Player (RTP) rates for each game represent the theoretical long-term average payout percentage and do not guarantee specific outcomes for any individual session or spin.
• In the event of a technical malfunction, disconnection, or system error during gameplay, PH 2026 reserves the right to void the affected round and return the wager to the player's account. PH 2026 is not liable for losses arising from technical failures beyond our reasonable control.
• Players must not use any software, tool, algorithm, or method designed to gain an unfair advantage over the PH 2026 platform or other players. This includes but is not limited to bots, automated betting scripts, and exploit-based strategies.
• PH 2026 reserves the right to void any wager or withhold any payout where there is reasonable evidence of technical error, game malfunction, or exploitation of a software vulnerability.

6. Bonuses, Promotions, and Rewards

PH 2026 may from time to time offer bonuses, free spins, cashback offers, and other promotional incentives to registered players. The following general terms apply to all promotions unless otherwise specified in the individual promotion's terms:

• All bonuses are subject to specific wagering requirements that must be met before bonus funds or winnings derived from bonus funds can be withdrawn. Wagering requirements will be clearly stated in the individual promotion terms.
• Bonuses are intended for personal recreational use only. PH 2026 reserves the right to withdraw any bonus and void associated winnings if there is evidence of bonus abuse, including but not limited to: creating multiple accounts to claim the same bonus, coordinated play designed to exploit bonus terms, or any other form of fraudulent bonus activity.
• PH 2026 reserves the right to modify, suspend, or terminate any promotion at any time without prior notice , subject to applicable law.
• Bonuses may not be transferred between accounts or exchanged for cash outside of the applicable wagering requirements.
• Welcome bonuses and first-deposit promotions are available to new PH 2026 players only and may be claimed once per household, device, or IP address.

7. Responsible Gaming

PH 2026 is committed to promoting responsible gaming practices among all players on our platform. We believe that gaming should remain a form of entertainment and never become a source of financial hardship or personal distress.

PH 2026 provides the following responsible gaming tools, accessible directly from your account dashboard at no charge:

• Deposit Limits: Set daily, weekly, or monthly deposit limits to control your spending on PH 2026.
• Session Time Reminders: Configure alerts that notify you when you have been playing for a specified duration.
• Loss Limits: Set a maximum loss threshold per session, day, week, or month.
• Cooling-Off Period: Temporarily suspend your PH 2026 account for a period of your choosing — from 24 hours up to 6 weeks.
• Self-Exclusion: Permanently or indefinitely exclude yourself from the PH 2026 platform. Self-exclusion requests are processed within 24 hours and cannot be reversed during the exclusion period.

PH 2026 strictly enforces the minimum age requirement of 21 years. We do not permit minors to access our platform under any circumstances. If you are concerned that a minor may have accessed PH 2026 using your account, contact our support team immediately.

For more information on our responsible gaming tools and resources, please visit our dedicated Responsible Gaming page.

8. Prohibited Conduct

The following conduct is strictly prohibited on the PH 2026 platform. Violation of any of the following may result in immediate account suspension, forfeiture of balances, and referral to the appropriate authorities:

• Providing false, misleading, or fraudulent information during registration or at any point during your use of PH 2026.
• Accessing or attempting to access PH 2026 from a jurisdiction where online gaming is prohibited by law.
• Using the PH 2026 platform for any money laundering, fraud, or other illegal financial activity.
• Creating or operating multiple accounts on PH 2026 for any purpose.
• Using automated software, bots, scripts, or any other tool to interact with the PH 2026 platform in a non-human manner.
• Exploiting software bugs, glitches, or vulnerabilities in PH 2026 games or systems for financial gain.
• Engaging in collusion with other players to gain an unfair advantage in any game on PH 2026.
• Harassing, threatening, or abusing PH 2026 staff, support agents, or other players.
• Attempting to reverse-engineer, decompile, or otherwise tamper with any software or system forming part of the PH 2026 platform.
• Charging back or reversing any deposit made to your PH 2026 account through your payment provider without first raising the matter with PH 2026 support.

9. Intellectual Property

All content on the PH 2026 platform — including but not limited to game graphics, software, logos, trademarks, text, audio, video, and the overall design and layout of the Platform — is the exclusive property of PH 2026 or its licensed content providers and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the PH 2026 platform solely for your personal, non-commercial entertainment purposes. This licence does not permit you to copy, reproduce, distribute, publicly display, modify, create derivative works from, or otherwise exploit any content from the PH 2026 platform without our prior written consent.

The PH 2026 name, logo, and all associated brand elements are trademarks of PH 2026. Unauthorised use of these trademarks is strictly prohibited.

10. Limitation of Liability

To the fullest extent permitted by applicable law, PH 2026 and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the PH 2026 platform, including but not limited to:

• Loss of winnings or profits resulting from technical malfunctions, server downtime, or connectivity issues beyond PH 2026's reasonable control.
• Losses arising from your failure to comply with these Terms and Conditions.
• Losses resulting from unauthorized access to your account due to your failure to maintain account security.
• Any interruption, suspension, or termination of the PH 2026 platform or any game or service offered thereon.
• Errors or inaccuracies in game information, odds, or payout calculations resulting from technical errors, provided that PH 2026 takes reasonable steps to correct such errors upon discovery.

PH 2026's total aggregate liability to you for any claim arising out of or in connection with these Terms shall not exceed the total amount deposited by you into your PH 2026 account in the thirty (30) days immediately preceding the event giving rise to the claim.

Nothing in these Terms shall limit or exclude PH 2026's liability for fraud, gross negligence, or any other liability that cannot be excluded or limited under applicable Philippine law.

11. Privacy and Data Protection

PH 2026 collects, processes, and stores personal data in accordance with our Privacy Policy, which is incorporated into these Terms by reference. By using the PH 2026 platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.

PH 2026 implements industry-standard security measures to protect your personal and financial data, including SSL/TLS encryption for all data transmitted between your device and our servers. However, no method of electronic transmission or storage is completely secure, and PH 2026 cannot guarantee absolute data security.

PH 2026 will not sell your personal data to third parties. We may share data with trusted service providers who assist in operating the Platform, subject to strict confidentiality obligations, and with regulatory authorities where required by law.

12. Account Suspension and Termination

PH 2026 reserves the right to suspend, restrict, or permanently close any player account at any time, with or without prior notice, in the following circumstances:

• Breach of any provision of these Terms and Conditions.
• Suspected fraudulent activity, money laundering, or other illegal conduct.
• Failure to complete identity verification (KYC) within the required timeframe.
• Receipt of a chargeback or payment dispute from your payment provider.
• Reasonable suspicion of multi-accounting or bonus abuse.
• Regulatory requirement or instruction from a competent authority.

Upon account closure for breach of these Terms, PH 2026 reserves the right to withhold any balance in the account pending investigation. Where no breach is established, any remaining balance will be returned to the player via their registered payment method within a reasonable timeframe.

You may close your PH 2026 account at any time by contacting our support team. Any remaining balance at the time of voluntary closure will be processed for withdrawal to your registered payment method, subject to completion of any applicable KYC requirements.

13. Governing Law and Dispute Resolution

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

In the event of any dispute arising out of or in connection with these Terms or your use of the PH 2026 platform, you agree to first attempt to resolve the matter informally by contacting PH 2026 support. PH 2026 will make reasonable efforts to resolve disputes within fifteen (15) business days of receiving a formal written complaint.

If a dispute cannot be resolved informally, both parties agree to submit to the exclusive jurisdiction of the competent courts of the Republic of the Philippines.

14. Amendments to These Terms

PH 2026 reserves the right to amend, update, or replace these Terms and Conditions at any time. When material changes are made, PH 2026 will notify registered players via the email address associated with their account and/or by displaying a prominent notice on the Platform.

Your continued use of the PH 2026 platform following the effective date of any amended Terms constitutes your acceptance of the revised Terms. If you do not agree to the amended Terms, you must cease using the Platform and may request account closure by contacting our support team.

The current version of these Terms, including the effective date, will always be accessible on this page at ph-2026.com/terms-conditions.

15. Contact Us

If you have any questions, concerns, or complaints regarding these Terms and Conditions or your use of the PH 2026 platform, please contact our support team:

• Email: [email protected]
• Support Hours: 24 hours a day, 7 days a week
• Response Time: We aim to respond to all enquiries within 24 hours

For responsible gaming support, self-exclusion requests, or account restriction tools, please visit our Responsible Gaming page or contact support directly using the email address above.